Capture fixed-deposit applications in Workbench

Workbench captures requested Fixed Deposit terms and caches scoped Applications and Contracts for field reference.

Capture an Application

You need Create Fixed Deposit Application and a prepared Fixed Deposit reference package.

1. Open Fixed Deposits and select New Fixed Deposit Application.
2. Select the Product and Customer, then enter principal, currency, start date, and tenure.
3. Choose the interest payout mode and periodic frequency when applicable.
4. Choose Payout or Rollover at maturity and the rollover amount mode when applicable.
5. Select the Customer's Funding and Payout Accounts.
6. Enter a negotiated-rate request and reason only when applicable.
7. Select Submit.

The Draft is saved locally and the submitted item enters the Workbench queue. The resulting server record is a Fixed Deposit Application that still requires maker-checker and operational workflow processing in Dashboard.

Workbench validates the queued Fixed Deposit payload before sending it through the same idempotent sync API used by the other offline capture journeys. Review its user-facing action and entity label in the Sync panel if submission needs attention.